Westpac internet banking

Term Deposits held as security.For renewing Term Deposits, customer-initiated instructions must be provided in the variation period.We reserve the right to withdraw, amend or extend these offers at any time.Rates and offers apply for a single term.Higher or lower rates may apply for subsequent terms.You must provide a minimum of 31 days’ notice to access funds prior to maturity (except in cases of hardship).If the deposit or any part of it is withdrawn early, an interest rate adjustment will usually apply. 2. Online Bonus OfferTerm Deposits opened or renewed during the variation period via Online Banking or the App only.The bonus rate will be applied in conjunction with any other offer that may apply.Not available for customers who are not able to open or renew digitally (e.g., some joint accounts), Financial Institutions, Institutional Bank customers, Farm Management Deposits and Term Deposits held as security.For renewing Term Deposits, customer-initiated instructions must be provided in the variation period.We reserve the right to withdraw, amend or extend the offer at any time.Rates and offer apply for a single term.Higher or lower rates may apply for subsequent terms.You must provide a minimum of 31 days’ notice to access funds prior to maturity (except in cases of hardship).If the deposit or any part of it is withdrawn early, an interest rate adjustment will usually apply. Westpac Mobile Banking applications are only available for use by Westpac Australia customers. Internet connection is needed to access Westpac Online Banking and the Westpac App. Normal mobile data charges apply. ​

The future of banking is here, with the new Westpac Fiji Mobile Banking App. It’s fast, easy to use and secure.Take your banking with you, wherever you go. Use your smartphone or tablet to check your balance, transfer funds between your accounts or to a friend or family member. You can also pay your bills, top up your phone, or make an M-PAiSA payment (Vodafone Users only) – all via the easy to use, fast and secure Westpac Fiji Mobile Banking app.What you need to get started:- A personal transactional account with Westpac Fiji- Fiji mobile number that is linked to your accounts- Last four digits of your Handycard or Visa Debit Card- Be registered for Mobile Banking- A smart phone or tablet with iOS of 10.1 or more- Mobile data or Wi-FiWith Westpac Fiji Mobile Banking App you can:- Check your available balance.- View the last 25 transactions conducted in a month via mini statement.- Pay Bills to Westpac registered billers.- Pay other accounts in Westpac or other banks in Fiji.- Transfer money between your own accounts.- Top up your Mobile number or others within the same network as yours.- Make an M-PAiSA payment for Vodafone users only.- Download account statements in pdf format.Secure Banking:- The App is compatible with iOS greater than version 10.1- Use/create PIN length of 6 digit.- The App is enabled for Two Factor Authentication, a security feature whereby a six digit PIN will be sent to your mobile number currently registered for Mobile Banking via SMS and you will be required to enter this 6 digit PIN to authenticate and complete your transaction.It is highly advisable to always log out of the app when not in use. Do not store your App login PIN on your device. Keep your log in access a secret.Please read the Electronic Banking terms and conditions of use for more information on the product.If you are already signed up to Westpac mobile banking:- Download this App and follow the prompts for a one off App registration process. (after this you will be able to use the app using only

Renew or manage in minutesOffer available from 14/02/2025 on Term Deposits opened or renewed by existing Westpac personal or business customers. Available on deposits of $5,000 to $2,000,000 with interest paid monthly or at maturity. T&Cs Apply. To open a joint Term Deposit, or Term Deposit for a trust or self-managed super fund, please visit usin branch, or contact your Relationship Manager. Not yet a Westpac customer? Please contact a Westpac BranchHow much could I earn?Use our calculator to find out how much your investment could earn if your interest is paid monthly, yearly, or at maturity.Term Deposit calculatorHow will I know my Term Deposit is maturing?In Online Banking or the Westpac App:Opt-in to get notified via email and your Online Banking Message Centre when your Term Deposit is maturing.Set up renewal or withdrawal instructions in advance online, then update them whenever you want to. Sign in to learn how to manage maturity instructions From the date of maturity, you’ll still have 6 business days (called the Variation Period) during which you can provide or change instructions. If no instructions are received after that time, the funds will be reinvested for the same term at the interest rate that applied on the date of maturity.What are my options at maturity?Open a new Term DepositCheck rates and bonuses in Online Banking or the Westpac App, looking out for any special offers.Take out some of your fundsYou can choose a new term and fixed rate for the rest.Take out all your fundsIf you’re done saving, transfer your funds into your Westpac standard savings account or other eligible account.Manage your Term Deposit in the Westpac AppAt Maturity instructionsPre Maturity instructionsYou have 6 business days to renew or manage your Term Deposit once it matures.Search Manage Term Deposit in the Smart Search barSelect either Make changes and renew account or Close account and withdraw everythingTap NextTo renew: Select the Renewal amount, Term and Interest paid. Tap Get Rates then RenewTo close: Select the account to credit, tap Next, confirm details and then tap ClosePre Maturity instructionsAbout our online bonus rateHow do I access the online bonus rate?The 0.10% p.a. online bonus rate will be applied automatically to your Term Deposit rate when you open or renew online (during the Variation Period).3How will the online bonus rate be displayed?Does the online bonus rate apply to special offers?What if I cannot manage my Term Deposit online?Can I have the online bonus rate applied in branch or over the phone?Things you should knowAny bonus rates offered above may only be available through Westpac Online Banking.1.Special OfferTerm Deposits of $5,000 to $2,000,000 on Terms of 11 months. Interest paid monthly or at maturity.For Online Bonus: Applicable to Term Deposits opened or renewed during the variation period by existing personal and business customers via Online Banking or the App Only.For Online Bonus: Not available for customers who are not able to open or renew digitally (e.g., some joint accounts), Financial Institutions, Westpac Institutional Bank customers, Farm Management Deposits and

Will allow you to opt-out at any time you wish. If you wish to receive email from us you need to keep your e-mail address current. You may update your e-mail address using the facility within Internet Banking. Your e-mail address will not be shared with any organisation external to the Westpac Banking group (Westpac and its subsidiaries). It is our policy not to sell, trade, or rent your personal information to any 3rd Party. 3 Access We will provide you or your Nominee with:Customer Number; anda Password. 3.1 Our Reliance and Authority We are authorised by you to allow operations on your account for which the correct Customer Number and Password have been provided including access by Nominees. 3.2 Misuse of Password You acknowledge that subject to the section below dealing with when you will not be liable, you will be liable for any misuse of Internet Banking including transactions on your accounts or any failure by a Nominee to observe these terms and conditions. 3.3 Nominees may Incur Fees and Charges You acknowledge that in addition to your own use a Nominee may also incur fees and charges which you will be required to pay to us. 4 Security 4.1 What You Need To Do a) You acknowledge and accept that we cannot verify by way of signature comparison whether access quoting the correct Customer Number and Password is a Nominee. b) Your Customer Number and Password allow anybody using them to conduct the type of operations on an account for which the Customer Number and Password provides access and we are authorised by you to permit such access. c) You should periodically change the Password and should require any Nominee to periodically change their Password. d) You must ensure that the Passwords and Customer Numbers are kept secure and not disclosed to anyone except us in the course of using Internet Banking. Where you have authorised a Nominee to use Internet Banking that Nominee will be advised of a Password separately. You must ensure that the Nominee does not disclose his/her Password to anyone except us in the course of using Internet Banking. 4.2 What you must do if you suspect a breach of security of your Password If you suspect that the security of the Password or Customer Number has been breached you must ensure that: a) the Password is changed; and b) we are promptly informed of the suspected breach. 5 Currency of and availability of Information Information available through Internet Banking concerning transactions and balances may not always be completely up to date, although, in most cases should at least reflect the transactions and balances of an account up to the close of business on the previous day on which we were open for general banking business. Not all services and functions offered through Internet Banking are available at all times. 6 Liability 6.1 When you will be liable for operations conducted through Internet Banking: Except as stated in clause 6.2 under the heading

Here are all the terms and conditions that will form part of your Merchant Agreement with us and can help you as a new Westpac Merchant customer.Merchant Agreement documentNotice to Westpac Merchant CustomersA summary of the change effective 28 February 2025 is listed below.Merchant Business Solutions Card Acceptance by Business Terms and Conditions (Terms and Conditions)SectionWhat has changed Section 26 The Banking Code of Practice Removing reference to asking for a hard copy of the Banking Code of Practice within a branch or over the phone. Frequently Asked QuestionsHow long before settlements reach my account? EFTPOS With Westpac instant settlement you can access your Westpac EFTPOS terminal takings almost instantly after settlement into your Westpac transaction account once every day by 9:30 pm – meaning you can start using your earnings immediately1.Online/eCommerceOnline funds will generally be paid into your account within 24 hours if you have a Westpac account. Settlement occurs at 6:00pm (Sydney time) for online/eCommerce merchant facilities. On weekends and public holidays funds will be received the next business day.How long after a transaction is processed does the cardholder have the right to dispute it?Chargebacks can be processed to your account up to 18 months after the date of the original transaction. That’s why it’s essential to take steps to minimise fraud and chargebacks as set out in our Merchant Agreement documents.Merchant Agreement and feesCan I have my merchant fees reviewed? Yes. Call our Merchant Business Solutions Helpdesk on 1800 029 749.Can I close my merchant service at any time?Yes, but this will be dependent on the terms of your agreement. StatementsHow can I request copies of my merchant statements? Copies of your merchant statements are available for eligible customers using Westpac Online Banking or Corporate Online. If you aren't able to access these statements online, please call us on 1800 029 749, 24/7.How do I get details for a merchant fee or request an adjustment on my merchant statement?Call the Merchant Helpdesk on 1800 029 749 and provide the transaction reference number. Things you should know1. Westpac instant settlement functionality is not available between 9:30 pm and 11:00 pm - Sydney time. You can only perform a settlement once a day, before 9:30 pm (Sydney time). A settlement done after 11:00 will be processed as a settlement for the next day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to an eligible Westpac transaction account. Instant Settlement functionality is not available on Corporate Online. Instant Settlement is only available for Mastercard®, Visa® and eftpos transactions (plus UnionPay if using EFTPOS Connect).Mastercard® is a registered trademark trademark of Mastercard International Incorporated. Visa is a registered trademark of Visa International Service Association.